Flexible Leasing Solutions
Choose the financing option that best aligns with your business goals, cash flow, and operational requirements.
Hire Purchase
Acquire the equipment you need today and pay in manageable installments. Gain full ownership of the asset at the end of your lease term.
Financial Lease
Optimize your balance sheet. We purchase the asset for your exclusive use, allowing you to preserve working capital for business operations.
Unlocking Potential
Providing the capital goods and financial machinery required for Ethiopia's Micro, Small, and Medium Enterprises (MSMEs) to thrive.
Agricultural Leasing
Fueling food security through the provision of modern farming technology and irrigation tools.
- Tractors & Power Tillers
- Combine Harvesters
- Solar-Powered Irrigation
- Post-Harvest Machinery
- Active Agricultural Trade License
- TIN Registration
- Minimum 20% Equity
- Cooperative or Private Farmer Status
Construction Equipment
Building the future of Ethiopia with heavy-duty machinery for infrastructure developers.
- Excavators & Bulldozers
- Concrete Batching Plants
- Tower Cranes & Hoists
- Road Rollers
- Grade 1-7 Contractor License
- Project Contract Proof
- Financial Statements (2 Years)
- Valid Tax Clearances
Manufacturing Lines
Optimizing production capacity for domestic industries with precision engineering tools.
- Automated Assembly Lines
- Plastic & Textile Machinery
- Industrial Power Generators
- Packaging Systems
- Manufacturing Investment License
- Environment Impact Assessment
- Feasibility Study
- Workplace Safety Certification
Logistics & Transport
Streamlining the movement of goods and people with comprehensive fleet solutions.
- Heavy Freight Trucks
- Cold-Chain Vehicles
- Public Transport Buses
- Urban Delivery Fleets
- Transport Operator Permit
- Vehicle Insurance Capability
- Garage/Maintenance Plan
- Driver Certification Records
Explore Our Leasing Structures
Compare our primary financing models to find the perfect fit for your equipment acquisition and cash flow needs.
Ownership Solution
Hire Purchase
Hire Purchase is a straightforward agreement where you pay for the equipment in manageable installments over an agreed period. At the end of the term, upon making the final payment, full ownership of the asset transfers to your business.
Key Advantages:
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Eventual Ownership The asset becomes legally yours at the end of the agreement, building your company's net worth.
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Predictable Budgeting Fixed interest rates and fixed monthly installments allow for accurate long-term financial planning.
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Tax Benefits You may be able to claim capital allowances and offset interest payments against your taxable profits.
Financial Lease
Under a Financial Lease, Siinqee Lease purchases the equipment on your behalf. You are granted exclusive use of the asset for the majority of its useful life in exchange for regular rental payments. This structure focuses on usage rather than ownership.
Key Advantages:
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Capital Conservation Requires little to no upfront deposit, keeping your working capital free for day-to-day operations.
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Off-Balance Sheet Potential Depending on accounting standards, it may be treated as an operating expense, optimizing your financial ratios.
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End of Term Flexibility At the end of the primary period, choose to continue leasing at a nominal secondary rate, return the asset, or sell it on behalf of the lessor.
Capital Efficiency
Ready to secure your equipment?
Our financial experts are ready to help you choose the best structure for your specific industry requirements.